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Whether crafting a letter to your legislator, speaking at a committee meeting, or communicating with the media, it is important to reduce your ideas to three to five concise, persuasive points. Feel free to use any or all of the following talking points to get across your views on the issue.

Talking Points for Homeowners Insurance Reform

* Homeowners rates have skyrocketed, increasing at the major insurance companies between 34%- 54% in the last year.

* Insurance companies already have too much control over insurance reform.

* We need to close the loophole that allows insurance companies to shift policyholders from rate-regulated companies to non-rate-regulated companies.

* We need 100% rate regulation of all companies with a prior approval system for the Insurance Commissioner to approve all rates before they are passed along to consumers.

* Rate rollbacks are needed to bring all insurance rates back to the current benchmark rate established by the Insurance Commissioner.

* We must prohibit insurers from the discriminatory practive of canceling, rejecting, or renewing policies and raising rates on renewal policies based solely on a person's credit score.


Tips for Communicating Your Point of View

Tips for writing to a legislator or editor

Sample Letter to your legislator on insurance reform

Tips for preparing for a legislative visit or legislative phone call

Tips for preparing testimony for a hearing

Tips for sharing your story with the media

Get Your Voice Heard

Contact your legislator about this issue

Find out more about homeowners reform


The Travis County Democratic Party | (512) 477-7500 | info@traviscountydemocrats.org
Office Address: 1311 East 6th Street | Austin, Texas 78702
Mailing Address: P.O. Box 684263 | Austin, Texas 78768